About Us

Financial Fitness is a charitable company providing free, independent and impartial welfare benefit and money advice services to the residents of Inverclyde, Scotland. We have provided these services since 1999. During this time we have provided over 80,000 advice appointments and successfully claimed over £84,000,000 worth of benefits for our clients.

In 2023-24 our Advisers supported over 2,300 new clients as well as helping many longer-term clients with ongoing advice. We secured over £5 million worth of financial outcomes for Inverclyde residents last year.

Personal Impact

Statistics, however, can fail to show the full extent to which people’s lives have been impacted. Many Inverclyde residents can make informed lifestyle choices based on need rather than affordability. Here are some ways in which our clients have been affected personally:

• Increased income leads to healthier living as clients have greater access to better foods, exercise and leisure facilities.

• Clients are now able to deal with existing debt and budget accordingly due to higher household income.

• Many locals now experience greater self-esteem and confidence due to increased social inclusion.

• Clients will tend to spend relatively high amounts of their extra income on local services and businesses, thus improving the local economy.

• Higher incomes generally lead to less erratic lifestyles, as rent/mortgage, council tax and other household priorities can be paid timeously.